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Cornerstone Business Group, Inc
Mailing: P. O. Box 1864, Winchester, VA 22604; Office: 1437 Front Royal Rd.,
Winchester, VA 22602
Phone: (540) 722-6029
Fax: 888-283-0016
Toll Free: 888-722-6029
Contact Page

Compilation of Weekly Survey Data for 2012

2012 Weekly Mortgage Rates Data

May 17, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.79 %	3.04 %	2.83 %	2.78 %
Fees & Points	0.7	0.7	0.6	0.5
Margin	N/A	N/A	2.74	2.76

May 10, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.83 %	3.05 %	2.81 %	2.73 %
Fees & Points	0.7	0.7	0.5	0.5
Margin	N/A	N/A	2.74	2.76

May 3, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.84 %	3.07 %	2.85 %	2.70 %
Fees & Points	0.8	0.7	0.7	0.6
Margin	N/A	N/A	2.74	2.76

April 26, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.88 %	3.12 %	2.85 %	2.74 %
Fees & Points	0.7	0.6	0.6	0.6
Margin	N/A	N/A	2.74	2.76

April 19, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.90 %	3.13 %	2.78 %	2.81 %
Fees & Points	0.8	0.7	0.7	0.6
Margin	N/A	N/A	2.74	2.76

April 12, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.88 %	3.11 %	2.85 %	2.80 %
Fees & Points	0.7	0.7	0.7	0.6
Margin	N/A	N/A	2.74	2.76

April 5, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.98 %	3.21 %	2.86 %	2.78 %
Fees & Points	0.7	0.7	0.8	0.6
Margin	N/A	N/A	2.74	2.76

March 29, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.99 %	3.23 %	2.90 %	2.78 %
Fees & Points	0.7	0.8	0.8	0.6
Margin	N/A	N/A	2.74	2.76

March 22, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	4.08 %	3.30 %	2.96 %	2.84 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

March 15, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.92 %	3.16 %	2.83 %	2.79 %
Fees & Points	0.8	0.8	0.8	0.6
Margin	N/A	N/A	2.74	2.76

March 8, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.88 %	3.13 %	2.81 %	2.73 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

March 1, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.90 %	3.17 %	2.83 %	2.72 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

February 23, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.95 %	3.19 %	2.80 %	2.73 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

February 16, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.87 %	3.16 %	2.82 %	2.84 %
Fees & Points	0.8	0.8	0.8	0.6
Margin	N/A	N/A	2.74	2.76

February 9, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.87 %	3.16 %	2.83 %	2.78 %
Fees & Points	0.8	0.7	0.7	0.6
Margin	N/A	N/A	2.74	2.76

February 2, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.87 %	3.14 %	2.80 %	2.76 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

January 26, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.98 %	3.24 %	2.85 %	2.74 %
Fees & Points	0.7	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

January 19, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.88 %	3.17 %	2.82 %	2.74 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

January 12, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.89 %	3.16 %	2.82 %	2.76 %
Fees & Points	0.7	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

January 5, 2012

	30-Yr FRM	15-Yr FRM	5/1-Yr ARM	1-Yr ARM
Average Rates	3.91 %	3.23 %	2.86 %	2.80 %
Fees & Points	0.8	0.8	0.7	0.6
Margin	N/A	N/A	2.74	2.76

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Weekly Mortgage Rates
Freddie Mac National Averages
30 Yr Fixed	3.79%
15 Yr Fixed	3.04%
5 Yr Fixed	2.83%
1 Yr Fixed	2.78%

Licensed in Virginia and West Virginia

Organizations We Support Charitably:

Habitat for Humanity - Winchester, VA

American Diabetes Association - Tour de Cure

Reston, VA - and Nationwide

Susan G. Koman Foundation for Breast Cancer Research - Nationwide

Denver Children's Hospital - Denver, CO

Briggs Animal Adoption Agency - Charlestown, WV

We encourage your support for these groups and agencies as well. Thank you in advance!